Skip to content
Calculadora Capital
Employment Calculators

Spanish student grant calculator

Check which income threshold your household falls in, whether your assets rule you out, and which components follow for the 2026-2027 academic year.

Your 2025 tax return, the year this course measures
Family income
€23,000.00
Threshold that applies
Inside the threshold 1 interval
To the next threshold
€15,242.00

Your income falls between the two ends the royal decree publishes (€22,107 and €23,286). Article 8.2 has the State finance only the lower end: inside the interval the grant is co-financed fifty fifty with the autonomous community, and it can only be awarded where the convoking community has taken on the full competences and provides for it in its own call. The Ministry's own summary table publishes the lower end only.

Thresholds for the 2026-2027 course and a household of 4 computable members, article 8.1
ThresholdLower endUpper end
Threshold 1€22,107€23,286
Threshold 2€38,242Not applicable
Threshold 3€40,773€42,836

The family income of article 9 is not your earnings: the general and savings taxable bases are added and the tax due on the self-assessment is subtracted. The article 10 deductions come after that.

Adjustments: deductions, call and the other elements

Video: how to use the calculator

1

What this calculator settles, and what it does not

This tool resolves the ECONOMIC gate of the Spanish Ministry’s general study grant for the 2026-2027 academic year: your household income threshold, the asset test, and the components that follow from the threshold you land in. It is not a verdict on the whole application, because the grant also carries academic requirements that live in Royal Decree 1721/2007 and that each annual call refines, such as the number of credits you must enrol in and the university access mark. And two components cannot be worked out in advance by anyone: the variable amount, which article 5.2 distributes from whatever budget remains among all successful applicants, and the tuition grant, which is the public price of the credits of your degree in your community. Of the first only its statutory minimum of EUR 60 can be stated, and that is how it appears in the table.

2

The family income of article 9 is not your earnings

The first reason a quick check goes wrong is that family income has a definition of its own. Article 9.2 requires the general taxable base and the savings taxable base to be added, excluding the negative net balances of capital gains and losses and of capital income from 2021 to 2024, and then the TAX DUE on the self-assessment to be SUBTRACTED. So the tax you paid reduces the figure the threshold is measured against. For someone who filed no return, article 9.3 follows the same route and subtracts the payments on account. And the year that counts is not the current one: for the 2026-2027 course the 2025 tax year is computed, as the last paragraph of article 9.1 says. The six deductions of article 10 then apply to that result, and they include half the income of any computable member who is not a main earner, EUR 525 or EUR 800 per sibling in a large family depending on its category, EUR 1,811 or EUR 2,881 for recognised disability, EUR 1,176 per student living away from home when two or more do, 20 % of income in cases of absolute orphanhood, and EUR 500 for a single-parent family.

3

The thresholds are intervals, and the interval decides who pays

The article 8.1 table does not publish three figures per household size: it publishes an interval for threshold 1, a single figure for threshold 2 and another interval for threshold 3. For a household of four computable members, threshold 1 runs from EUR 22,107 to EUR 23,286, threshold 2 sits at EUR 38,242 and threshold 3 runs from EUR 40,773 to EUR 42,836. The Ministry’s own summary publishes the lower ends only, and article 8.2 explains why: the Ministry finances the grants "subject to the lower end of the interval", and a grant whose income falls INSIDE the interval is financed fifty fifty between the Ministry and the convoking autonomous community. That band "may only be awarded" where the call of a community that has taken on the full competences provides for it, or under the co-financing agreement of the first transitional provision for those that have begun the transfer. Paragraph Ten of the first final provision of this same decree names Royal Decree 261/2025 of 1 April, by which those functions were extended to Catalonia, so the list of communities with full competence is not static. So between the two ends the answer depends on which administration convokes, and it is the only part of this gate that is not the same across Spain.

4

Assets are summed as percentages, not checked bar by bar

Article 11.1 sets four elements with their own thresholds: EUR 47,200 of cadastral value in urban property other than the habitual residence, EUR 47,200 in buildings on rural land, EUR 14,450 per computable member in rural land, and EUR 1,900 of net capital income plus the positive net balance of gains and losses. Read that way they look like four independent bars, and almost every summary presents them so, the Ministry’s included, which speaks of "any of these four situations". Article 11.2 says otherwise: where there are several elements "the percentage of the value of each element against the corresponding threshold shall be calculated" and the grant is refused "when the sum of those percentages exceeds the value one hundred". A household at 59 % of one limit and 50 % of another adds up to 109 and is refused having cleared both. Two further details change the arithmetic: cadastral values are weighted by a coefficient that depends on the year of the last cadastral revision, from 0.49 for revisions between 1990 and 2002 down to 0.25 for those of 2007 and 2008, and in Navarre they are always multiplied by 0.50; and article 11.4 discounts half the value of elements belonging to members who are not the main earners. The EUR 172,000 limit on income from economic activities in article 11.3 sits apart and refuses on its own, without entering the sum.

5

A threshold does not scale an amount: it selects a set, and not always a nested one

What the threshold changes is not how much you receive but WHICH components you receive. Article 3.2, for upper secondary, vocational training and the other studies of letters a) to h), assigns threshold 1 letters a), b), d) and e) and threshold 2 letters b), c), d) and e). Letter a) is the fixed amount linked to income, EUR 1,700, and letter c) is the basic grant, EUR 300 or EUR 350 in a basic vocational programme. Read it twice: a student at threshold 1 receives the EUR 1,700 and NOT the basic grant, and one at threshold 2 receives the basic grant and NOT the EUR 1,700. Neither set is a subset of the other, so moving up a threshold exchanges a component. On the university branch, letters i) to l), article 4.2 does build a chain of subsets, because article 4.1 contains no basic grant at all: threshold 2 is threshold 1 minus the income-linked amount. Two branches of the same decree with different monotonicity. A calculation that adds up "all the components" for the lowest threshold overstates it by the EUR 300 that threshold precisely does not receive.

6

And the mark that counts is not always the mark you got

The amount linked to academic excellence runs from EUR 50 to EUR 125 across four grade bands: EUR 50 between 8.00 and 8.49, EUR 75 between 8.50 and 8.99, EUR 100 between 9.00 and 9.49 and EUR 125 from 9.50. So far it is a table. The second paragraph of article 4.1.c) adds something almost nobody mentions: a student enrolled in the second year of a degree or later, or in the first year of a master’s, has a corrective coefficient applied to the grade average of 1.17 in architecture and engineering, 1.11 in sciences and 1.05 in health sciences. A 7.00 in engineering becomes an 8.19 and collects the EUR 50; the same 7.00 in health sciences stays at 7.35 and collects nothing. The same mark, the same decree, two answers, and the difference is decided by the field you study. For a first-year undergraduate the coefficient does not apply, and what operates instead is the one in article 9.2 of Royal Decree 1721/2007 on the access mark.

Worked example

A household of four computable members declared a general and savings taxable base of EUR 25,000 for 2025 and tax due of EUR 2,000, with no article 10 deductions. Its family income is EUR 23,000, not EUR 25,000, because article 9.2.b) subtracts the tax due. Those EUR 23,000 fall between the two ends of threshold 1 for four members, which run from EUR 22,107 to EUR 23,286: they are inside the interval, so the State finances only up to the lower end and the grant is co-financed fifty fifty with the autonomous community, which additionally has to provide for it in its own call. Now the assets. The household owns an inherited flat that is not its habitual residence, with a cadastral value of EUR 78,000 and a last cadastral revision in 2015, and EUR 950 of capital income. The 2015 coefficient is 0.36, so the property counts as EUR 28,080: 59.49 % of its EUR 47,200 threshold. The EUR 950 are exactly 50.00 % of the EUR 1,900 threshold. Neither exceeds its own limit, and the sum is 109.49 %. Article 11.2 refuses the grant there, with both individual bars cleared. If those EUR 950 fell to EUR 700, the sum would be 96.33 % and the household would pass the gate. And were it to pass, with an upper-secondary student enrolled in person and in full, a grade average of 8.6 and living away from home, threshold 1 would give EUR 1,700 of income-linked amount, EUR 2,700 of residence, EUR 75 of excellence and the EUR 60 minimum variable amount, that is EUR 4,535 computable, and no basic grant: at threshold 1 those EUR 300 are not paid.

Frequently asked questions

What is the Spanish student grant income threshold for 2026-2027?
It depends on the number of computable members of your household, and article 8.1 of Royal Decree 179/2026 publishes it as an interval for thresholds 1 and 3. For a household of four, threshold 1 runs from EUR 22,107 to EUR 23,286, threshold 2 is EUR 38,242 and threshold 3 runs from EUR 40,773 to EUR 42,836. For a single person threshold 1 starts at EUR 8,843 and for eight members at EUR 36,255. Each member beyond the eighth adds EUR 3,536 to the lower end of threshold 1.
Why does the Ministry publish one figure and the decree an interval?
Because both are true and they answer different questions. The Ministry publishes the lower end, which is the one it finances from its own budget. Article 8.2 reserves the band between the two ends for fifty fifty co-financing with the convoking autonomous community, and it can only be awarded where that community has taken on the full competences and provides for it in its call, or where it signs the agreement of the first transitional provision. If your income is below the lower end, the Ministry’s figure is the one that affects you.
Can I lose the grant on assets even if I clear every limit?
Yes, and it is the least-explained ground for refusal. Article 11.2 requires the percentage each asset element represents of its own threshold to be calculated and those percentages summed: above one hundred the grant is refused. A household at 59 % of the urban-property limit and 50 % of the capital-income limit adds up to 109 and is out, having cleared both bars separately. The EUR 172,000 limit on income from economic activities in article 11.3 is different: that one refuses on its own and does not enter the sum.
What counts as family income for the grant?
Not your earnings. Article 9.2 adds the general and savings taxable bases and then subtracts the tax due on the self-assessment, so the tax paid reduces the figure compared with the threshold. Someone who did not file follows the same route, subtracting the payments on account. For the 2026-2027 course the tax year computed is 2025. The six deductions of article 10 then apply to that result.
How much money do you get at each threshold?
The threshold does not scale an amount, it selects a set of components. In upper secondary and vocational training, threshold 1 gives the EUR 1,700 income-linked amount, the EUR 2,700 residence amount where it applies, the excellence amount and the variable one; threshold 2 gives residence, the EUR 300 basic grant, excellence and the variable amount; and threshold 3 leaves only the basic grant and excellence. Note that threshold 1 does not receive the basic grant and threshold 2 does not receive the EUR 1,700: they swap.
Why does the same grade average collect the excellence amount on one degree and not another?
Because of the second paragraph of article 4.1.c). A student in the second year of a degree or later, or the first year of a master’s, has a corrective coefficient applied to the grade average: 1.17 in architecture and engineering, 1.11 in sciences and 1.05 in health sciences. A 7.00 in engineering becomes 8.19 and enters the first excellence band, which is EUR 50; the same 7.00 in health sciences stays at 7.35 and does not. In the first year of a degree that coefficient does not apply.
Does this calculator tell me whether I will get the grant?
It settles the economic gate, which is the part that depends on published figures: the income threshold, the asset test and the components that follow. It does not cover the academic requirements of Royal Decree 1721/2007 or the refinements each call adds, and two amounts cannot be worked out in advance by anyone: the variable amount, distributed from whatever budget remains among all beneficiaries, and the tuition grant, which is the public price of your credits.
Does the special-educational-support call use the same thresholds?
No. The article 8.1 table reserves a column of its own, with a single threshold 1, for the call for students with specific educational support needs, and its figures are higher: EUR 12,534 for a single person against EUR 8,843 on the general call, and EUR 31,801 for four members. Article 10 also changes two of its deductions, which become EUR 2,000 per sibling in a large family and EUR 4,000 for disability.

Related calculators & reading

Embed this calculator

Paste this code on your site to show the calculator. It includes an attribution link.

Language
Theme
Accent

Preview

Free. The code adjusts its height automatically.

Sources

Author: Thorben Rasmus Idel · Reviewed by: Nahar Geva · Last reviewed: