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Unemployment benefit in Spain: how much you get and for how long

The paro is not a percentage of your last salary: it is a percentage of your average contribution base over the last 180 days, with caps. That difference explains most surprises.

4 min readReviewed By Thorben Rasmus IdelReviewed by Nahar Geva

TL;DR

The contributory benefit is 70% of your regulatory base for the first 180 days and 60% afterwards, within minimum and maximum caps linked to the IPREM and dependent children. Duration runs from 4 months (360 contributed days) to 24 (2,160+), per the table in article 269 LGSS.

What the benefit depends on: two numbers and a table

Spain's contributory unemployment benefit depends on two numbers (your regulatory base and the applicable percentage) and one table, duration by contributions. Nothing else, and none of it is the salary you saw on your payslip.

The regulatory base: your last 180 contributed days

The regulatory base is the average of your unemployment contribution bases over the last 180 worked days: add those bases, divide by 180 for a daily average, times 30 for the monthly one.

Two details work in your favour: the contribution base already includes prorated extra payments, and it is a gross base, usually higher than the net you were paid. You can check your exact bases in your social security contribution report.

The amount: 70% first, 60% after, and the caps

On that base:

  • 70% during the first 180 days of benefit;
  • 60% from day 181 onwards.

The result is then fitted between a minimum and a maximum linked to the IPREM and your dependent children: the maximum runs from 175% with no children to 225% with two or more, and the minimum from 80% to 107%. With one detail almost nobody carries, which raises every figure by 16.67%: article 270.3 LGSS takes the monthly IPREM “increased by one sixth”, that is €700 rather than €600. That is where the €1,225, €1,400 and €1,575 maximums and the €560 and €749 minimums published by SEPE come from, and those figures have not changed since 2023 because the IPREM has not changed either. Its official simulator remains the most reliable source for your own case.

On middle and higher salaries the maximum cap often bites: that is why two people with very different salaries can receive the same benefit.

Duration: 4 to 24 months

Article 269 LGSS converts contributed days (within the last 6 years) into benefit days:

Days contributedBenefit
360 – 539120 days (4 months)
540 – 719180 days (6 months)
720 – 899240 days (8 months)
900 – 1,079300 days (10 months)
1,080 – 1,259360 days (12 months)
1,260 – 1,439420 days (14 months)
1,440 – 1,619480 days (16 months)
1,620 – 1,799540 days (18 months)
1,800 – 1,979600 days (20 months)
1,980 – 2,159660 days (22 months)
2,160 or more720 days (24 months)

Below 360 contributed days there is no contributory benefit, but a subsidy may apply, a different scheme with its own rules and amounts.

A leave of absence gives no right to benefit

Article 267 of the Spanish Social Security Act lists the legal situations of unemployment, and a leave of absence is none of them: the contract has neither ended nor been suspended for one of the causes on that list, it is alive and merely suspended, so there is nothing to claim while it lasts. Nor do the months that do contribute during a care leave add days of benefit, because article 237.1 counts them towards the retirement pension, permanent incapacity, death and survivors, and maternity and paternity, and not towards unemployment. The Spanish leave-of-absence calculator separates the two, and what voluntary leave keeps and loses explains why that type in particular returns nothing on your return.

The contrast with the other pause of a contract that IS on that list is worth seeing. A permanent seasonal worker's inactivity is a legal unemployment situation in its own right: letter d) of article 267.1 is reserved for it expressly, so between seasons the benefit is claimed. What changes there is the duration, because contributions only accrue while working, and permanent seasonal work in Spain explains the ceiling that puts on the benefit.

The three practical steps

  1. Get the company certificate and check your finiquito: the finiquito calculator shows what it must contain. If the termination was a dismissal, check the severance too.
  2. Claim at SEPE within 15 working days of the termination. Late claims lose benefit days.
  3. Simulate your exact amount in SEPE's tool: it applies this year's IPREM and caps to your real bases: it is the official tool and needs no estimates.

This information is educational and is not advice. Exact amounts depend on the current IPREM and your family situation: always confirm them with SEPE.

Common mistakes

  • Computing the benefit on your net salary

    It is computed on the contribution base (which includes prorated extra payments), not the payslip net, and the caps apply afterwards.

  • Believing resignation qualifies for the benefit

    Voluntary resignation is not a legal unemployment situation. Dismissal (any dismissal) and contract end are.

  • Missing the 15-working-day deadline

    A late claim costs you benefit days. Book the SEPE appointment as soon as you have the termination papers.

Frequently asked questions

How much unemployment benefit will I get?
70% of your regulatory base for the first 180 days and 60% from day 181, always between the year's minimum and maximum caps, which depend on the IPREM and dependent children. SEPE publishes each year's exact amounts.
How is the regulatory base calculated?
Add the unemployment contribution bases of your last 180 worked days and divide by 180: a daily average, times 30 for the monthly figure. The base includes prorated extra payments.
How many months do I get?
It depends on contributions in the last 6 years: 360 contributed days give 120 of benefit (4 months) and every extra 180 days add 60 more, up to 720 days (24 months) at 2,160 contributed.
Is the benefit taxed and does it contribute?
Both: SEPE keeps contributing to social security for you (with a reduced worker share) and the benefit is taxed under IRPF as employment income; watch your withholding if you had two payers that year.
What if I worked part-time?
The amount adjusts in proportion to your working hours over the last 180 days, and the caps apply in the same proportion.
Simulate your exact case in SEPE's official tool and check your finiquito with the calculator.

Sources

  1. 1.General Social Security Law (RDL 8/2015), arts. 266–270 · Boletín Oficial del Estado
  2. 2.Contributory benefit: amount and duration (and the official simulator) · Servicio Público de Empleo Estatal (SEPE)

Author / Reviewed by

Author

Thorben Rasmus Idel

Co-founder & writer

Co-founder of Calculadora Capital and the writer behind the methodology on every calculator and article. An entrepreneur and active investor, Thorben founded Idel Versandhandel GmbH, an international trading company operating across 16 countries, and invests across stocks, ETFs and cryptocurrency. He writes the methodology and verifies the math behind each page, drawing on hands-on business and investing experience to keep the tools and explanations grounded in how money, markets and taxes actually work for everyday people in Spain.

Reviewed by

Nahar Geva

Co-founder & reviewer

Co-founder of Calculadora Capital and the independent reviewer behind every calculator and article. An entrepreneur and active investor, Nahar brings a data- and product-driven mindset together with hands-on experience in the markets, investing across stocks and ETFs as well as cryptocurrency and other digital assets, alongside broader personal finance and real estate. On each page Nahar reviews the methodology and double-checks the math and figures, pressure-testing how the tools and explanations hold up against the way money, markets and taxes actually work for everyday investors.

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